:root{--bg:#f7f3ea;--card:#fffdf8;--ink:#1d2433;--muted:#5d6577;--navy:#16324f;--navy-d:#0d2036;--gold:#c8962e;--gold-soft:#f4e6c6;--line:#e6dcc6;--up:#0f8a4c;--down:#c0392b}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,sans-serif;line-height:1.7;font-size:16.5px}
a{color:var(--navy)}
.strip{background:var(--navy-d);color:#e9d9b1;font-size:13px;text-align:center;padding:6px 12px}
header{position:sticky;top:0;z-index:20;background:rgba(255,253,248,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo{width:40px;height:40px;border-radius:12px;background:var(--navy);display:grid;place-items:center;border:2px solid var(--gold)}
.brand b{font-family:Fraunces,serif;font-size:20px;letter-spacing:.3px;display:block;line-height:1.1}
.brand small{color:var(--muted);font-size:12px}
nav{display:flex;gap:4px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:15px;padding:7px 12px;border-radius:999px}
nav a:hover{background:var(--gold-soft)}nav a.on{color:var(--navy);box-shadow:inset 0 -2px 0 var(--gold);border-radius:0}
main{max-width:1120px;margin:auto;padding:28px 16px 60px}
.eyebrow{color:var(--gold);font-weight:600;letter-spacing:.2em;text-transform:uppercase;font-size:13px;margin:0}
h1{font-family:Fraunces,serif;color:var(--navy);font-size:clamp(30px,5vw,44px);line-height:1.15;margin:.2em 0 .2em}
.rule{width:90px;height:2px;background:var(--gold);margin:14px 0 18px}
.lead{color:var(--muted);font-size:18px;max-width:760px}
.hero{display:grid;gap:24px;align-items:center;grid-template-columns:1.3fr 1fr;padding:18px 0 10px}
.hero-card{background:var(--navy);color:#fff;border-radius:28px;padding:26px;border:3px solid var(--gold);box-shadow:0 14px 30px rgba(13,32,54,.18)}
.hero-card h3{font-family:Fraunces,serif;margin:0 0 8px;color:#f4dfaa}
.hero-card li{margin:6px 0}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:30px}
.card{background:var(--card);border:2px solid rgba(200,150,46,.55);border-radius:28px;padding:6px;box-shadow:0 8px 24px rgba(13,32,54,.06);transition:transform .2s,box-shadow .2s;text-decoration:none;color:inherit;display:block}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(13,32,54,.12)}
.card-in{border-radius:22px;padding:24px}
.card .icon{width:52px;height:52px;border-radius:16px;background:var(--gold-soft);display:grid;place-items:center;font-size:26px}
.card h2{font-family:Fraunces,serif;color:var(--navy);margin:14px 0 6px;font-size:26px}
.card p{color:var(--muted);margin:0 0 12px}
.card .go{color:var(--gold);font-weight:700}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0 14px}
.chips span{background:var(--gold-soft);color:var(--navy);border-radius:999px;padding:3px 10px;font-size:13px}
.note{margin-top:30px;background:var(--gold-soft);border:1px solid var(--gold);border-radius:18px;padding:16px 18px;color:var(--ink);font-size:15px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:28px;align-items:start;margin-top:22px}
.toc{position:sticky;top:96px;background:var(--card);border:2px solid rgba(200,150,46,.55);border-radius:22px;padding:18px 18px 14px;font-size:14px}
.toc b{font-family:Fraunces,serif;color:var(--navy);font-size:17px}
.toc ol{margin:10px 0 0;padding-left:20px}.toc li{margin:5px 0}
.toc a{text-decoration:none;color:var(--muted)}.toc a:hover,.toc a.on{color:var(--navy);font-weight:600}
.toc-m{display:none}
section.s{background:var(--card);border:2px solid rgba(200,150,46,.45);border-radius:26px;padding:22px 26px;margin-bottom:22px;box-shadow:0 6px 18px rgba(13,32,54,.05)}
section.s h2{font-family:Fraunces,serif;color:var(--navy);margin:0 0 4px;font-size:25px;line-height:1.3}
section.s h2::after{content:"";display:block;width:60px;height:2px;background:var(--gold);margin-top:10px}
section.s h3{font-family:Fraunces,serif;color:var(--navy);font-size:19px;margin:22px 0 4px}
section.s ul,section.s ol{padding-left:22px}section.s li{margin:5px 0}
.callout{background:var(--gold-soft);border-left:4px solid var(--gold);border-radius:12px;padding:12px 16px;margin:14px 0}
.example-box{background:#f2f5f9;border:1px solid #d7dfea;border-radius:14px;padding:14px 16px;margin:14px 0;font-size:15px}
.tw{overflow-x:auto;margin:14px 0;border-radius:14px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;font-size:15px;background:#fff;min-width:520px}
th{background:var(--navy);color:#fff;text-align:left;font-weight:600;padding:10px 12px}
td{padding:9px 12px;border-top:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#fbf8f1}
.muted{color:var(--muted);font-size:14px}
.pager{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:8px}
.btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:10px 18px;font-weight:600;text-decoration:none;border:2px solid var(--gold)}
.btn.p{background:var(--navy);color:#fff}.btn.s{background:var(--card);color:var(--navy)}
footer{background:var(--navy-d);color:#cfd6e2;font-size:14px}
footer .in{max-width:1120px;margin:auto;padding:26px 16px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}
footer a{color:#f4dfaa}
.top{position:fixed;right:16px;bottom:16px;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;border:2px solid var(--gold);display:grid;place-items:center;text-decoration:none;font-size:20px;box-shadow:0 6px 16px rgba(0,0,0,.2)}
.layout>div{min-width:0}
@media (max-width:900px){.layout{grid-template-columns:minmax(0,1fr)}.toc{display:none}.toc-m{display:block;margin:16px 0 0}.hero{grid-template-columns:1fr}}
@media (max-width:640px){body{font-size:16px}.cards{grid-template-columns:1fr}nav a{padding:6px 9px;font-size:14px}.brand small{display:none}section.s{padding:18px 16px;border-radius:20px}.bar{flex-wrap:wrap}}
details.toc-m{background:var(--card);border:2px solid rgba(200,150,46,.55);border-radius:18px;padding:12px 16px}
details.toc-m summary{font-family:Fraunces,serif;color:var(--navy);font-weight:600;cursor:pointer}
details.toc-m ol{padding-left:20px;margin:10px 0 2px}details.toc-m a{text-decoration:none;color:var(--muted)}

nav{display:flex;flex-wrap:nowrap;gap:2px;overflow-x:auto;scrollbar-width:none;max-width:100%}nav::-webkit-scrollbar{display:none}nav a{white-space:nowrap}
@media (max-width:1100px){.bar{flex-wrap:wrap}nav{width:100%}}
.calc{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin:12px 0}
.calc label{display:flex;flex-direction:column;font-weight:600;color:var(--navy);font-size:14px;gap:6px}
.calc input[type=number]{padding:10px 12px;border:2px solid var(--line);border-radius:12px;font-size:16px;background:#fff}
.calc input:focus{outline:none;border-color:var(--gold)}.calc .chk{flex-direction:row;align-items:center;gap:8px;align-self:end;padding-bottom:10px}
#out{min-width:0}#out td:last-child{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}#out tr.tot td{font-weight:700;background:var(--gold-soft)}#out td[colspan]{white-space:normal;text-align:left}@media (max-width:640px){#out{font-size:14px}#out td,#out th{padding:8px 9px}}
.good{color:var(--up)}.bad{color:var(--down)}
h2.big{font-family:Fraunces,serif;color:var(--navy);font-size:30px;margin:44px 0 4px}
.path{display:grid;grid-template-columns:repeat(3,1fr);gap:22px 18px;margin-top:26px}
.step{background:var(--card);border:2px solid rgba(200,150,46,.5);border-radius:22px;padding:22px 18px 18px;text-decoration:none;color:inherit;position:relative;transition:transform .2s,box-shadow .2s}
.step:hover{transform:translateY(-3px);box-shadow:0 12px 26px rgba(13,32,54,.1)}
.step .n{position:absolute;top:-13px;left:16px;background:var(--navy);color:#f4dfaa;border:2px solid var(--gold);border-radius:999px;font-weight:700;font-size:13px;padding:2px 10px}
.step h3{font-family:Fraunces,serif;color:var(--navy);margin:4px 0 4px;font-size:19px}.step p{margin:0;color:var(--muted);font-size:14.5px}
.gsearch{width:100%;padding:12px 18px;border:2px solid var(--gold);border-radius:999px;font-size:16px;margin:8px 0 18px;background:#fff}
dl.gl{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:0}dl.gl div{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:14px 16px}
dl.gl dt{font-family:Fraunces,serif;color:var(--navy);font-weight:700;font-size:17px}dl.gl dd{margin:4px 0 0}
.lang{margin:-4px 0 14px}.lang a{display:inline-block;background:var(--gold-soft);border:1px solid var(--gold);color:var(--navy);font-weight:600;border-radius:999px;padding:6px 14px;text-decoration:none;font-size:14.5px}.lang a:hover{background:#fff}
dl.gl dt .ne{font-family:Inter,sans-serif;font-weight:500;color:var(--gold);font-size:15px}
html[lang=ne] body{line-height:1.85}
@media (max-width:900px){.path{grid-template-columns:1fr 1fr}}@media (max-width:640px){.path,dl.gl{grid-template-columns:1fr}h2.big{font-size:25px}}